Twofold

Know what you can spend. Run your company on the same ledger.

Twofold tracks your accounts, bills, budgets and goals, and gives each small company its own workspace with invoices, VAT and cash flow. One login, exact decimals, no ads.

Available to spend, explained

Cleared cash minus unpaid bills minus money set aside in pots. Every line of the calculation is shown, and a bill is never counted twice.

Bills that keep their date

Weekly to annual bills, price changes from a given date, cancellations, and due dates that stay on the 31st even in February.

Import without fear

Map any bank CSV, review duplicates before committing, and undo a whole import in one click.

Budgets and pots

Fixed or percentage-of-income budgets with optional rollover, plus goals and pots you can move money between.

Business, cash basis

Invoices with PDF and partial payments, supplier bills, VAT, P&L and cash flow split into operating, financing and owner activity.

Forecast and runway

On Business Pro: a 90-day forecast, burn and runway, and side-by-side scenarios.

Pricing

Prices in EUR including the plan features listed. Annual billing gives two months free.

Personal Free€0/monthFree forever

2 accounts, 5 budget categories, 5 bills, 1 goal, CSV import, export and in-app reminders.

Personal Plus€5.99/monthor €59.90 a year

Unlimited tracking, multi-currency, split categories, rules, receipts, email and push reminders.

Business€14.99/monthor €149.90 a year

Everything in Plus for a company: invoices, supplier bills, P&L, cash flow and VAT. Includes Personal Plus.

Business Pro€24.99/monthor €249.90 a year

Business plus 90-day forecast, burn and runway, scenarios and comparisons.

More companies: Business €10.49/month, Business Pro €17.49/month each. With mixed tiers, the highest-tier company pays its full price and the others pay their additional-company price. Export works on every plan. If a payment fails you get 7 days to fix it; after that workspaces become read-only with export. Data is never deleted for non-payment.